Florida Car Insurance: Typical Monthly Costs (Baseline)

This page is a Florida baseline reference. Use it to understand typical premium levels, then run your own estimate in the calculator.

Average monthly cost in Florida (reference)

Liability-only: $162/mo

Full coverage: $203/mo

Note: This is a statewide average used for reference only. Your price varies by ZIP, driving history, vehicle, and coverage choices.

Florida requirements (summary)

Florida has specific minimum coverage rules (and insurance structure differs from many other states). To avoid publishing incorrect limits, this section is marked for verification using your chosen source.

Pending verification: exact minimum limits + any required no-fault/PIP elements.

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Disclaimer: informational estimates only. Not insurance advice or a binding quote.